©2017 Credit Research Foundation CRF News www.crfonline.org Cyber Attacks and their Implications for Credit Risk and A/R Managers I. CRF Survey Results II. Credit Professionals' Views III. Ransomware Prevention 1st Qtr. Editor’s Note: The following three articles explore the issue of cyber security and how it relates to the area of Credit Risk and Accounts Receivable Management. The trilogy includes the ndings of our recent CRF Survey, the experiences of several CRF members and a detailed overview of cyber security risk and ransomware attacks. The third part in the series is written by a leading cyber security rm and offers insights on how to protect your organization from future ransomware attacks. What’s Inside Cyber Attacks - Part I: CRF Survey Results - Tom Diana 1-3 Cyber Attacks - Part II: Credit Professionals' Views - Tom Diana 6-7 Cyber Attacks - Part II: Ransoware - Protect Yourself or Pay - Dan Maier 10-11 A Message from CRF President Bill Balduino 14 Intellectual Property Licenses in Bankruptcy - Bruce Buechler, Esq. 16-17 US Macro Economic Outlook - Mark Zandi 19-21 Involuntary Bankruptcy Petitions - A Cautionary Tale - Richard Corbi, Esq. 23-25 Delinquent Account Placements Analysis - Annette Waggoner 27-28 10 Questions to Ask Before Suing a Collection Account - ABC Amega, Inc 29 *BREAKING NEWS* SCOTUS Ruling on NY Credit Card Surcharge Law - Bruce Nathan, Esq. and Andrew Behlmann, Esq. Platinum Partner News 1 ©2017 Credit Research Foundation 31-32 34